See the whole journey
Connect the business need to payment processing, settlement, accounting and reconciliation.
Lumina Academy provides online payments and banking education for aspiring and practising professionals. Go beyond knowing the concepts. Learn to ask better questions, solve real payment problems, and bring confident thinking to your workplace.
Real-world, end-to-end payment functional BA training.
A practical bridge between what you learn
and what your work asks of you.
Connect the business need to payment processing, settlement, accounting and reconciliation.
Work through ambiguity, challenge assumptions and understand why a business rule exists.
Explore real scenarios, discuss trade-offs and build your confidence through a hands-on capstone.
Real-world, end-to-end payment functional BA training.
Payment rails & architecture ISO 20022 & CBPR+ SEPA & instant payments Operations & reconciliation BA simulation & project
Save ₹8,001.00 (53%)
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Add course to cartView full syllabusWeekend learning. Workplace impact.Build an end-to-end understanding of how payments move.
Connect payment messages with their business purpose.
Explore European payment journeys and their exceptions.
Compare payment journeys across schemes and payment rails.
Turn payment knowledge into clear, testable requirements.
Practise connecting concepts to decisions and outcomes.
Prepare to explain your payments knowledge with confidence.
What happens after a payment is sent? Follow its journey through the decisions, exceptions and downstream effects a Payment BA needs to understand.
Explore our learning approachIn Coursera’s 2025 Learner Outcomes Report, 91% of surveyed learners reported a positive career outcome.
External research about Coursera learners, not Lumina Academy results or a guarantee.Read the published report ↗Be part of our founding cohort.
We’re welcoming our first learners. Their experiences will appear here as the programme progresses.
Tell us a little about yourself. We’ll help you understand whether the Payment BA cohort fits your goals.