NEXT COHORT · 14 NOVEMBER 2026Cohort starts in 15 days ↗
REAL-WORLD PAYMENTS. REAL CAREER SKILLS.

Master Payments. Become a job-Ready Business Analyst. In Just 4 Weekends.

14 November 2026 – 6 December 2026

Every Sat & Sun, 9–11 AM IST

8 × 120-minute sessions · Live online on Microsoft Teams

₹10,499₹15,000Tax inclusive · 90 days of 1:1 support included

Small Batches · 10–15 Learners Copy wording · Microsoft Teams

YOUR NEXT COHORT

Payment Business Analyst

14 November 2026 – 6 December 2026

Every Sat & Sun, 9–11 AM IST

₹10,499 ₹15,000

Enroll now
PAYMENTS WATCH

Stay curious.
Stay ahead.

Connect your learning to what’s happening in payments.

INDUSTRY INSIGHTS · 1 / 3Explore Sibos: the conversations shaping the future of paymentsExplore the update ↗
THE LUMINA DIFFERENCE

Practical learning. Workplace confidence.

  • 8 live sessions
  • 90 days of 1:1 trainer support, with no cap on questions
  • Assignments and doubt clearing
  • Project guidance
  • BA capstone simulation
View the full syllabus →

Who this is for

Aspiring Business Analysts, payment professionals and product owners who want to apply their learning at work.

Who this is not for

People looking only for a self-paced recorded course. This programme centres on live, interactive learning.

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YOUR TRAINER

Learn from someone who has done the job.

Jebaraj D

18+ years in the payments domain, working across Back Office, Settlement, Product Ownership and Business Analysis.

  • Cross Border Payments
  • ISO 20022
  • SEPA
  • Product Ownership
  • Business Analysis
Book a 1:1 session
YOUR LEARNING PATH

Eight sessions. One practical journey.

The detailed session breakdown will be confirmed here. The full programme syllabus remains available below.

Payment Fundamentals & Ecosystem

Understand how payments work and the key players involved. Introduction to the global payments landscape Payment ecosystem and key stakeholders Domestic, cross-border, SEPA, instant and card payments Overview of payment systems and business scenarios

Payment Lifecycle & Processing

Explore how payments move from initiation to settlement. End-to-end payment lifecycle Payment initiation, clearing and settlement Domestic and cross-border payment process flows Key payment events and exception scenarios

ISO 20022 & SWIFT Messaging

Learn the language of modern payment messaging. Introduction to SWIFT and ISO 20022 ISO 20022 message structure and important fields Key messages: pacs.008, pacs.009, pacs.002 and pacs.004 Business purpose and interpretation of payment messages

CBPR+ & Payment Message Mapping

Understand how payment messages support cross-border transactions. CBPR+ framework and ISO 20022 migration SWIFT MT103 to ISO 20022 pacs.008 mapping Business events that trigger payment messages Message fields, validations and real-world payment scenarios

SEPA Schemes & Instant Payments

Understand European payment schemes and their processing rules. SEPA Credit Transfer (SCT) and SEPA Direct Debit (SDD) SEPA Instant Payments and UPI overview Scheme rules, processing timelines and cut-off times Business requirements, compliance and exception handling

Payment Controls, Compliance & Operations

Explore how banks manage payment risks, controls and investigations. KYC, AML and transaction monitoring from a BA perspective Sanctions screening, PEPs and watchlists Fraud detection concepts and risk-based rules Payment exceptions, investigations and repair processes Accounting, reconciliation and operational controls

Business Analyst Practical Workshop

Apply payments knowledge to real Business Analyst activities. Requirements gathering and business process modelling As-Is and To-Be payment process flows Business rules and processing conditions Jira user stories and acceptance criteria Introduction to API analysis and interface specifications

End-to-End BA Simulation & Capstone Project

Put your learning into practice through a realistic payment implementation scenario. SWIFT MT103 to ISO 20022 pacs.008 message mapping API business data, rules and validations User stories and acceptance criteria UAT scenarios and end-to-end test cases Hands-on Business Analyst deliverables and capstone exercises

Explore the full syllabus →
NOW ENROLLING

Payment Business Analyst

14 November 2026 – 6 December 2026

Every Sat & Sun, 9–11 AM IST

₹15,000₹10,499
Inclusive of applicable taxes
FROM THEORY TO YOUR WORKDAY

One scenario.
Seven better questions.

What happens after a payment is sent? Follow its journey through the decisions, exceptions and downstream effects a Payment BA needs to understand.

  1. 01What problem are we solving?
  2. 02What should happen?
  3. 03What could go wrong?
  4. 04How does it recover?
  5. 05What changes downstream?
  6. 06What is the customer impact?
  7. 07What should the BA recommend?
BEFORE YOU JOIN

Your questions, answered.

What are the prerequisites?

No prior experience in payments or business analysis is mandatory. Basic knowledge of banking or IT is helpful but not required. Our course starts with payment fundamentals and progresses to ISO 20022, SWIFT, SEPA, and practical Business Analyst activities. It is suitable for beginners, banking professionals, IT professionals, and aspiring Payments Business Analysts.

Are sessions recorded?

Yes! All sessions are conducted live on Microsoft Teams and are recorded. Students can access the session recordings anytime through our dedicated Student Portal.

What if I miss a session?

No worries! All live sessions are recorded and made available through our dedicated Student Portal. You can watch missed sessions at your convenience, revisit key concepts, and continue learning at your own pace without missing out on important topics.

Will I receive a certificate?

Yes! Upon successful completion of the course, you will receive a Digital Course Completion Certificate from Lumina Academy.

Can I pay by UPI, card or EMI?

Yes! We offer secure and convenient online payments through Razorpay. You can pay using UPI, debit cards or credit cards. EMI options may also be available depending on your bank and eligibility. Simply select your preferred payment method during checkout to complete your enrollment.

Can I get a GST invoice for employer reimbursement?

You will receive a payment confirmation upon successful enrollment. You can use your payment receipt as proof of payment for employer reimbursement, subject to your company's reimbursement policy. GST invoices are currently unavailable. For any billing-related assistance, feel free to contact our support team.

Who is the trainer?

Jebaraj D has 18+ years in the payments domain, working across Back Office, Settlement, Product Ownership and Business Analysis.

What are the session timings and time zone?

The course runs for 4 weeks, with 8 live sessions totaling 16 hours. Days: Saturday and Sunday Time: 9:00 AM – 11:00 AM IST (Indian Standard Time) Platform: Microsoft Teams All sessions are conducted online, so you can attend from anywhere.

LET’S FIND YOUR STARTING POINT

Curious today.
Confident tomorrow.

Tell us a little about yourself. We’ll help you understand whether the Payment BA cohort fits your goals.

+91 98416 46490 WhatsApp+91 97899 62276 WhatsApp

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